couple creating their home maintenance budget

Preventative Home Care: How to Create the Best Home Maintenance Budget


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New homeowners are often thrilled to move into their new house but are usually not prepared for the expensive and unexpected costs that come with owning your own home.


Unlike renters, homeowners must maintain their property all by themselves; there is no landlord or owner to discuss repairs with.

creating a home maintenance budget

Tips for creating a budget for home maintenance that works for your family.


Setting aside time at the beginning of every year to plan out what maintenance costs you anticipate is an important step in establishing your budget. Home maintenance is often overlooked but is an essential part of your budget.


Below, we’ll discuss what you should consider when creating your home budget and what to include.

5 Useful Tips for Creating a Home Maintenance Budget

Every year can bring new expenses and surprises, so it is crucial to plan ahead and adequately prepare yourself for what the future can bring.


Routine maintenance of your home is essential to keep your house safe, comfortable, and functional all year long. 


Here are some tips for what to keep in mind when developing your maintenance budget for the year.

1. Assess Your Needs and Prioritize

The first step in creating your home maintenance budget will be to assess your current needs. Ask yourself what you need done or fixed right now and consider how old your home and appliances are. 

Anticipate Any Upcoming Needs

If there are any projects you have in mind for the upcoming year, prioritize which one needs to be completed first.


You likely will not be able to complete everything you want to get done in the timeframe you’re imagining. 


Creating a top priority list can help avoid serious issues. For example, replacing your roof before a cosmetic restroom remodel can help prevent a leak if it rains before you finish the bathroom.

2. Figure Out What You Can Do Yourself

One of the most significant costs involved with home maintenance projects is the labor involved. To save money, take on smaller projects by yourself. 


You can research online and ask friends for ideas or tips on how to do the project in question on your own.


Smaller tasks, such as painting, landscaping, and flooring, are some excellent options for learning how to do things on your own or as a family. However, some projects will require the expertise of a hired professional.


Consider which projects you can safely and effectively complete yourself and which will require calling in an expert. For instance, electrical and plumbing can be tricky and should only be handled by a trained professional.


It is a good idea to factor in labor costs associated with the project in question and add it to your budget.

3. Include a Surprise Fund 

Remember that surprise repairs can come up along the way at any time. If you have an appliance on the fritz, it can sometimes be covered under warranty.


Unfortunately, life doesn’t always go exactly as planned, and the same is true for your home maintenance projects. 


Unanticipated repairs can bring surprise expenses that can put a dent in your wallet if you don’t have a back-up plan in place.


Though you may have planned to replace your roof sometime this year, you might not have planned on replacing your old water heater or repair flood damage in your home before the roofing project is finished.


Setting aside some emergency funds is vital to your home maintenance budget in case of an unexpected repair.


There is no surefire way to know when a hiccup will occur, but you can help yourself to be more prepared by saving a rainy day fund. 

4. Schedule Preventative Care

Preventative maintenance can also avoid hassles and expensive, time-consuming fixes.


Checking your air conditioning and heating regularly, as well as looking into plumbing or electrical issues, can help avoid massive breakdowns from happening.


At $25 Plumbing, Heating & Air Conditioning, our team of experts can help guide you on which services are recommended and how often to have things checked out.

5. Tackle Smaller Tasks Before They Become Large, Expensive, Time-Consuming Projects

Handling an issue immediately can help prevent a huge problem in the long run. 


Although it may be tempting to live with an issue or handle it later, we encourage you to take care of these concerns as soon as it shows signs of something being off.

couple creating their home maintenance budget

Taking time to review and discuss your budget with your family or by yourself is a great way to manage your income.


Your Plumbing, Heating, and Air Conditioning Experts

Whether installing a new air conditioner or heater is on your list of home maintenance projects or you find yourself needing a new HVAC system quickly, $25 Plumbing, Heating & Air Conditioning is ready to handle all of your heating, cooling, and plumbing needs. 


Give us a call today to find out more about how we can help you stay within your home maintenance budget. (909) 980-4109 or reach out through our online contact form.


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